You can get mortgages quicker than that. I did. Mortgage in principle, found a house I liked, they booked a survey, about 2 weeks later (ASAP for the survey), we had the house.
It’s just a matter of having the right people and going through the process. It takes seconds to evaluate if a car is worth the money/insurance, especially if it’s brand new. It only takes one structural fault to render a million $ house worthless.
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