I assume you mean with tapping the card, or any way to make a payment without putting your PIN in.
It’s a risk vs convineince thing. The bank and the customer have decided the tap limit ($50 or so), and they accept that they could lose that to fraudulent transactions.
For bigger transactions, it’s protected by the pin, for really big transactions you have to call the bank to let your debit work. Mine maxes at $1500 unless I call and let them know a big purchase is coming.
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