Why is bypassing the PIN on a debit card something you can do? Doesn’t that defeat the purpose of having a PIN to begin with?
In: 7068
The PIN is used to authenticate you, the customer, to the vendor. Alternatively, they can ask you to sign the receipt to confirm your authenticity. The problem is the PIN is almost never required, and most places don’t even require a signed receipt anymore. In a case of fraud, this becomes their problem. It’s a risk they’re accepting to preserve your experience as the customer in their store.
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