Why is bypassing the PIN on a debit card something you can do? Doesn’t that defeat the purpose of having a PIN to begin with?
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You can’t bypass the PIN in the EU since years ago (except for small-amount transactions; i.e. contactless payments). Is this still a thing in the US? I agree it defeats the purpose of having a PIN to begin with. Not surprised to hear the US lags behind in technology though, as in the US even checks are still commonly used, while here they became obsolete at least 30+ years ago.
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