Why is bypassing the PIN on a debit card something you can do? Doesn’t that defeat the purpose of having a PIN to begin with?
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You always have a conflict between security and convinence. The more secure the more inconvinent solutions tend to be. Since the bypass is only for low amount payments and disabling a card is done in a whim this is allowed to increase convinence absolutly at cost of security. But the cost is deemed small because of the mentioned reasons.
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