As a European I still can’t understand the American health insurance, as why is it like this? Who profits with this system? As far as I know a vast majority of the population has to pay exorbitant bills while not having the funds, so why it is still going and hasn’t changed to a more affordable one?
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Insurance companies make a lot of money to lobby Congress.
A lot of jobs are because of health insurance. Most medical billers exist because health insurance is so complex and their job is to extract as much money as possible from insurance.
Companies also benefit. Big companies like Amazon can basically offer healthcare as a cheap benefit that is expensive as an open market.
Amazon insurance per person cost like $300 a month and Amazon pays $200 of it but If an individual tried to buy this insurance plan it would cost way more per month. You can’t as an individual buy the Amazon insurance plan for $300.
This means large companies rather pay the health insurance benefit because they are basically selling a $500+ benefit for $200.
Another step in the puzzle is we have roughly 1/2 the population in the country actively against state run healthcare because they hate poor people. This “lift yourselves by your own boot straps” crowd actively kills any healthcare improvements and included the VA which is the military health care system for soldiers who go back to civilian life
They cut funding to the VA and the VA sucks. Because the VA sucks that same political party that hates universal healthcare points to the VA they cut funding for and claims it’s shit don’t change it.
So we basically have a bunch of rich people and politicians who want to keep things the same even though objectively both sides know universal healthcare would be cheaper.
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