Also, after all the search and rescue operations are complete, and the investigations by a number of agencies and even insurance companies, (like all the other commenters have said) you still have to actually remove the debris.
The big side dump trucks only hold 14 cubic yards per trip. So you need to be able to hire enough trucks, and have a place to dump everything. All of this takes money and coordination that often can’t occur until the insurance pays out.
For example, the 9/11 debris wasn’t fully cleared until May 2002, and took 108,000 truckloads-1.8 million tons. Where I live, tipping fees are $169 per ton at the landfill… so just clearing the debris was a multi-billion dollar operation.
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