Eli5 How do Cashapp Scams Work?

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If you purchase something online and pay with Cashapp, find out that you were scammed, report it to Cashapp and your bank… how does the perp profit? Is the perp banking on Cashapp/Banks not caring?

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Scams like this usually require the scammer to amass as much money as they can as quickly as possible and pull out the funds ASAP before they are reported and their accounts shut down.

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