The battery itself stops being charged. Putting more energy in would damage it, or could even start a fire — it’s like putting too much air into a balloon.
But, the phone itself needs electricity too. So the charger keeps giving enough electricity so that the battery doesn’t have to do any work until you unplug the phone.
When a battery hits full, the charger stops charging. This is built into pretty much all batteries/chargers, either by the nature of how the battery works or by a circuit that exists solely to do disconnect the battery when full.
If this doesn’t happen, then the battery is overcharged and can quickly overheat or even explode.
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