Oh they totally can
But any reputable business won’t because credit scamming and theft is a serious crime and the fallout and legal consequences of that would topple the business.
In addition to the lawsuits and fines, committing credit card fraud on that kinda of scale would prevent any bank or credit card company from ever wanting to do business with you again.
Big companies spend a fortune on security to prevent these sorts of things from happening for exactly that reason.
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