As a European I still can’t understand the American health insurance, as why is it like this? Who profits with this system? As far as I know a vast majority of the population has to pay exorbitant bills while not having the funds, so why it is still going and hasn’t changed to a more affordable one?
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>As a European I still can’t understand the American health insurance, as why is it like this?
Choice and taxes. The American government is based on being free. An important aspect is choice. We currently have the choice of health care insurance and providers. Our government is supposed to have minimal power. The federal government is just the glue that holds the nation together. They are not supposed to be forcing people to pay for anything.
Most of us prefer minimal taxes. We started a war with England largely over taxes.
>Who profits with this system?
The insurance companies and health care providers. Thats how capitalism works. But it’s not really about that. Who profits is a small part of the health insurance debate.
>As far as I know a vast majority of the population has to pay exorbitant bills while not having the funds, so why it is still going and hasn’t changed to a more affordable one?
This is incorrect. Approximately 8% of the population of the US does not have health insurance.
Requiring health insurance does not change the exorbitant costs for medical care in the US. We tried that with the Affordable Care Act. It required everyone to have health insurance or be taxed for government provided health care. The costs did not change. They probably will never change. Imagine your employer coming to you tomorrow and telling you that your salary is going to be cut by 50% because the government said so.
On the other hand, the US has some of the best healthcare in the world, many innovations come from the US. Other countries do well also, with public health care, but they are not the US.
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