Prenups are a get out of jail card. When a marriage splits, assets are usually halved. So if you earn a disproportionate amount compared to your spouse, you’re essentially out of pocket. For example, if I have 100k in my bank, and she only has 20k, she’d walk away with 60k, and I’d end up a hell of a lot poorer. A prenup guards against this.
It’s contentious due to the fact that you’re investing in this sort of insurance indicates to your partner that there may be a situation in the future where you need to enact an escape plan. This doesn’t inspire confidence in a union that is supposed to be for life. At worst, it shows a lack of trust, and you’re preparing for the marriage to fail before it’s even began, and at best protection against a partners ill intentions, and a protection for the *absolute certainty* that peoples feelings will change over time.
“Why get a pre-nup if we’re going to be together for ever? Don’t you trust me?”
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